Products

Loans granted from £250,000 to £2M

First Merchant grants simple 36 and 60 month capital Repayment Loans. We also offer our unique 12+36 (60) scheme which provides an initial 12 month interest-only facility followed by the 36 or 60 month repayment loan. The repayment loans are structured with fixed monthly instalments of capital and interest therefore our clients have peace of mind knowing that their debt will be totally discharged with the final payment on their loan.

Business Purchase

We can lend up to 50% of the purchase price of an established business.

Business Expansion

We will fund up to 100% of the contractual purchase price of a new business as part of an established brand expansion programme.

Business Restructure

We grant loans for various purposes including buying out a partner, debt restructure, refurbishment or working capital.

100% Fit Out Finance

We will fund up to 100% of all refurbishment, fit out and new equipment costs for a new unit. We usually release 100% of the advance at drawdown.

Buy back Equity

We will consider providing funds for established operators to buy back shares from private backers or crowdfunding investors inorder to regain control of their business.

The Hospitality Business Lender

First Merchant is a trading style of First Merchant Finance Plc. Loans are granted for commercial purposes only. First Merchant only deals with and grants loans to UK registered Limited Companies.