Our Service


Your advance will be ready to drawdown usually within four weeks of Loan Offer acceptance.


We never take an equity stake or interfere in the operation of your business.


Your loan will be tailored to your own particular requirements.


We can fund your future expansion as you grow and roll out your brand.


First Merchant does not charge clients any fees whatsoever but applicants are responsible for payment of our legal costs incurred in their transaction.

Business Monitor Programme

We support your business borrowing with a quarterly monitoring visit by one of our panel of experienced management consultants and add the reasonable cost  of this unique service to your loan account free of interest.

The Hospitality Business Lender

First Merchant is a trading style of First Merchant Finance Plc. Loans are granted for commercial purposes only. First Merchant only deals with and grants loans to UK registered Limited Companies.