First Merchant grant short term loans for both the purchase and refinance of most types of retail and catering businesses in England and Wales

First Merchant was established in 1995 by the Directors of the national commercial finance brokers Collyer-Hamlin Consultants Limited who facilitated leasehold retail business finance from 1974 to 1994.

First Merchant underwrites all cases by strict analysis of the ability of a business to support the requested loan irrespective of any rental/outside income or freehold security offered in a transaction.
We welcome introductions from professional intermediaries such as commercial finance brokers, mortgage brokers, IFAs, business transfer agents, accountants and solicitors.

To proceed with an application on behalf of your Client please complete the appropriate Questionnaire from this website. 

You can always discuss a new case with one of our underwriters on the telephone at any time.

First Merchant House
116 London Road
Kingston Upon Thames
Surrey
KT2 6QJ

Tel: 020 8547 0180
Fax: 020 8541 4936
Email: finance@firstmerchant.co.uk